Certification
Starting your mortgage adviser qualification.
Formal study provides an important technical and regulatory foundation for entering financial advice. The right pathway depends on the role you intend to perform.
The foundation
Study for the work you intend to do
For people intending to work in residential mortgage advice, the New Zealand Certificate in Financial Services Level 5 and an appropriate residential property lending study pathway are commonly relevant. Exact requirements should be confirmed for each person’s intended role.
What you may learn
- Professional and ethical responsibilities
- Financial services regulation
- Residential property lending
- Understanding client needs
- Mortgage and lending concepts
- Advice processes
NZMAI courses
Certificates of completion
Each NZMAI course gives you a simple electronic certificate of completion.
Study structures, costs, delivery methods and availability can change. NZMAI can help prospective advisers understand the available options.
Understand the full regulatory pathway
People entering mortgage advice need to understand the qualification, registration, FAP and competence requirements that apply to their particular role. Your FAP and regulatory obligations will depend on how you operate and the authorisations under which you provide financial advice.
After formal study
Qualification is one part of becoming an effective adviser. Practical skills, systems knowledge, FAP processes and experience handling real client situations also matter.